US Housing Signals Over Time
Monthly housing data from Jan 1987 through Jan 2026, with emphasis on relationship shifts after 2020
Latest Home Price Index
Latest Mortgage Rate
Latest Months of Supply
Price vs Rate Correlation
Regime shift summary
The dashboard compares long-run housing signals with the post-2020 window, where home prices, financing costs, and inventory began moving together instead of offsetting one another.
Historical baseline vs recent regime
| Metric | Baseline | Recent | Shift |
|---|
G1Home Price Index and annual growth
G1Mortgage rates over time
G1Months of supply over time
G2Indexed move since Jan 2020 (Jan 2020 = 100)
G4Rolling 36-month correlations with home prices
G3Home prices vs mortgage rates, split by era
G3Home prices vs months of supply, split by era